What is an IFSC code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. It is mandatory for electronic fund transfers like NEFT, RTGS, IMPS, and UPI.

How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque book, passbook, or bank account statement. You can also enter the IFSC code on IFSC Lookup to instantly get full branch details including address and supported payment methods.

What is the format of an IFSC code?

An IFSC code is 11 characters long. The first 4 characters represent the bank code (e.g., SBIN for State Bank of India), the 5th character is always '0' (reserved for future use), and the last 6 characters identify the specific branch.

What is the difference between IFSC, MICR, and SWIFT codes?

IFSC is used for domestic electronic transfers within India (NEFT, RTGS, IMPS, UPI). MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing at clearinghouses. SWIFT code is an international standard used for cross-border wire transfers between banks.

What is the difference between NEFT and RTGS?

NEFT (National Electronic Funds Transfer) processes transactions in half-hourly batches with no minimum transfer amount. RTGS (Real Time Gross Settlement) settles transactions instantly on a one-to-one basis and is typically used for high-value transfers of ₹2 lakh and above.

IFSC & MICR Lookup

Look up any IFSC or MICR code to get bank, branch, address and payment details.

Try: SBIN0003994 · State Bank of India · HDFC Bank

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What is IFSC Code?

IFSC (Indian Financial System Code) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch in India. This code is essential for electronic fund transfers through NEFT, RTGS, IMPS, and UPI. The first 4 characters represent the bank, the 5th is always 0, and the last 6 identify the specific branch. Learn more about IFSC codes →

How to Find Your IFSC Code

Enter your bank name, branch name, city, or IFSC code in the search box above. You can also browse by bank from the popular banks section. Your IFSC code can be found on your cheque book (top-left corner), the first page of your bank passbook, or through your net banking or mobile banking app. See all methods to find your IFSC code →

Why Use IFSCLookup?

IFSCLookup provides accurate, up-to-date IFSC and MICR codes for over 1,50,000 bank branches across India. Our data is sourced from RBI and NPCI databases and updated regularly. We also offer tools like bulk IFSC lookup, IFSC validation, FD calculator, and EMI calculator to help with all your banking needs.