Dates for religious holidays (marked *) are approximate and subject to moon sighting or official calendar confirmation.
Always verify with your bank or the RBI official website before planning critical transactions.
Digital payments work 24×7, even on holidays
Even when bank branches are closed on holidays, electronic fund transfers are fully operational.
NEFT,
RTGS,
IMPS, and
UPI
are available round the clock every day of the year.
Frequently Asked Questions
Can I transfer money on bank holidays?
Yes. NEFT, RTGS, IMPS, and UPI operate 24×7 including on holidays. You can transfer money online any time. Only branch-based services are unavailable on holidays.
Are bank holidays the same in all states?
No. National holidays apply uniformly across India. However, each state has its own list of local holidays — for example, Onam is a bank holiday in Kerala but not in Rajasthan. Your bank's local holiday list is the definitive source.
Are ATMs available on bank holidays?
Yes, ATMs remain operational 24×7 including on bank holidays. Cash withdrawals, balance enquiries, and mini-statements are available through ATMs even when branches are closed.
Do bank holidays differ for private and public sector banks?
National and RBI-declared holidays apply to all banks — both public sector (SBI, PNB, BOB) and private sector (HDFC, ICICI, Axis). However, private banks may have slightly different schedules for state-specific or optional holidays.