How to Find IFSC Code Online – 6 Easy Methods
Last updated: February 2026 · 6 min read
Need to find the IFSC code of your bank branch for a NEFT, RTGS, or IMPS transfer? Here are 6 methods to find it — from the quickest (30 seconds) to the most thorough.
Summary: 6 Ways to Find IFSC Code
| Method | Speed | Need Internet? |
|---|---|---|
| 1. Cheque book | Instant | No |
| 2. Bank passbook | Instant | No |
| 3. Net banking / Mobile app | 1 min | Yes |
| 4. Bank website | 2–3 min | Yes |
| 5. IFSC Lookup (this site) | 30 sec | Yes |
| 6. RBI website | 3–5 min | Yes |
Method 1: Check Your Cheque Book
The fastest way to find your IFSC code is to look at your cheque book. The IFSC code is printed on every cheque leaf, typically near the top of the cheque.
Where to look on a cheque:
- → Top-left area — the IFSC code is usually printed alongside the branch name and address
- → Bottom band — the 9-digit MICR code (different from IFSC) is printed in magnetic ink
Detailed visual guide: How to find IFSC code on a cheque →
Method 2: Look at Your Bank Passbook
Open your bank passbook to the first page. You'll find the IFSC code listed alongside:
- → Your account number
- → Branch name and address
- → MICR code
- → Customer ID
If you have a savings account with any bank, your passbook has this information. Some banks also print the IFSC code on the account statement (both printed and PDF versions).
Method 3: Net Banking or Mobile App
If you have access to your bank's net banking or mobile banking app, you can find the IFSC code in a few taps:
Log in to your net banking portal or mobile banking app
Navigate to "Account Details", "My Account", or "Profile"
Look for your branch IFSC code in the account information section
This works for all major banks — SBI (YONO), HDFC Bank, ICICI Bank (iMobile), Kotak (Kotak 811), Axis Bank, and others.
Method 4: Your Bank's Official Website
Most banks have a "Branch Locator" or "IFSC Finder" tool on their official website. You can search by:
- → Branch name
- → City or pin code
- → State
The downside is that every bank's website has a different layout and the tools can be slow or hard to find. That's why many people prefer using a dedicated tool like IFSC Lookup.
Method 5: Use IFSC Lookup (Fastest Online Method)
The fastest way to find any IFSC code online is to use IFSC Lookup. You can search in two ways:
Option A: You know the IFSC code
Enter the code on our homepage to instantly see full branch details — address, city, district, state, contact number, MICR code, and payment methods.
Option B: You know the bank and city
Go to All Banks, select your bank, then select the state and city to see all branches with their IFSC codes.
Our database covers all 150,000+ bank branches across India and is updated regularly from RBI and NPCI data.
Method 6: RBI Website (Official Source)
The Reserve Bank of India maintains the official IFSC code database. You can access it through the RBI website. This is the most authoritative source, though the interface is less user-friendly than dedicated lookup tools.
Tip: Use the RBI website to verify an IFSC code when you're sending a large amount or if you have any doubts about the code's validity. You can also use our IFSC Validator for quick verification.
What If You Enter the Wrong IFSC Code?
If you use an incorrect IFSC code when making a transfer:
- → Invalid IFSC: The transaction will be rejected immediately. Your money won't be debited.
- → Valid but wrong branch: The transfer may go through but could be returned within 24–48 hours if the account number doesn't match at the receiving branch.
- → Deactivated IFSC (post-merger): The bank may reject or automatically reroute it. It's safest to use the updated IFSC code.
Always double-check the IFSC code before transferring money, especially for large amounts. Use our IFSC Validator to confirm the code is active.
Frequently Asked Questions
How do I find the IFSC code of someone else's bank?
Ask the recipient for their IFSC code (they can find it on their cheque, passbook, or net banking). Alternatively, if you know their bank name and branch location, you can look it up on IFSC Lookup by browsing bank → state → city.
Can I find my IFSC code without going to the bank?
Yes. You can find it online through net banking, your bank's mobile app, or by searching on IFSC Lookup. You can also check your cheque book or passbook at home — no branch visit needed.
Is the IFSC code the same as the branch code?
Not exactly. The IFSC code contains the branch code — it's the last 6 characters. The full IFSC code also includes the 4-character bank code and a reserved digit. For more details, see our guide: What is IFSC Code?
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