Question 1

How do I check if a MICR code is valid?

Accepted Answer

Enter the 9-digit MICR code in the validator above and click Check. The tool queries the RBI/NPCI database and confirms whether the MICR code is active, along with the bank name, branch, IFSC code, and payment methods supported.

Question 2

What is the format of a valid MICR code?

Accepted Answer

A valid MICR code is exactly 9 digits: the first 3 digits identify the city, the next 3 digits identify the bank, and the last 3 digits identify the specific branch. For example, 400002002 — city 400, bank 002, branch 002.

Question 3

Can a MICR code be 9 digits but still invalid?

Accepted Answer

Yes. A code may be 9 digits in length but not correspond to any active branch — for example, if a branch has merged or closed. This validator checks against the live database, not just the format, giving you a definitive answer.

MICR Code Validator

About the Validator