Nainital Bank Loni Ghaziabad
Loni Ghaziabad · Ghaziabad, Uttar Pradesh
110184028 is the MICR code for the Loni Ghaziabad branch of Nainital Bank, located in Ghaziabad, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code NTBL0GHA169.
Bank
Nainital Bank
Branch & Address
Loni Ghaziabad
The Nainital Bank Ltd, 1/241 Central Walk, Bharat City, Indraprastha Yojna, Ghaziabad, Uttar Pradesh
Ghaziabad, Ghaziabad, Uttar Pradesh
Contact
+919520864468MICR Code Structure
110
City
184
Bank
028
Branch
City code 110 identifies the RBI clearing centre, bank code 184 identifies Nainital Bank, and branch code 028 identifies this specific branch.
Online Payment Methods Supported
Other Nainital Bank branches near Ghaziabad
Other banks in Ghaziabad, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (NTBL0GHA169) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 110184028 is in the middle, and your account number is on the right.