Janata Co-operative Bank Janata Co-operative Bank IMPS
Janata Co-operative Bank IMPS · Mumbai, Maharashtra
110361002 is the MICR code for the Janata Co-operative Bank IMPS branch of Janata Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CTJCBL.
Bank
Janata Co-operative Bank
Branch & Address
Janata Co-operative Bank IMPS
32, Netaji Subhash Marg, Daryaganj, New Delhi- 110002
Mumbai, Delhi, Maharashtra
Contact
+911123256274Codes for this Branch
MICR (cheques)
110361002
IFSC (online transfers)
HDFC0CTJCBL
SWIFT / BIC
HDFCINBB
MICR Code Structure
110
City
361
Bank
002
Branch
City code 110 identifies the RBI clearing centre, bank code 361 identifies Janata Co-operative Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Janata Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CTJCBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 110361002 is in the middle, and your account number is on the right.