HDFC Bank Punahana
Punahana · Gurgaon, Haryana
123240105 is the MICR code for the Punahana branch of HDFC Bank, located in Gurgaon, Haryana. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0009272.
Bank
HDFC Bank
Branch & Address
Punahana
HDFC Bank LTD Ground Floor Khata no 470 502 Kila no 8 Punahana Haryana 122508
Gurgaon, Punhana, Haryana
Contact
+919996243333Codes for this Branch
MICR (cheques)
123240105
IFSC (online transfers)
HDFC0009272
SWIFT / BIC
HDFCINBB
MICR Code Structure
123
City
240
Bank
105
Branch
City code 123 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 105 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Gurgaon
Other banks in Gurgaon, Haryana
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0009272) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 123240105 is in the middle, and your account number is on the right.