UCO Bank Loharu
Loharu · Bhiwani, Haryana
127028201 is the MICR code for the Loharu branch of UCO Bank, located in Bhiwani, Haryana. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0002488.
Bank
UCO Bank
Branch & Address
Loharu
Near Bhagat Singh Chowk, Vill. Po Loharu Distt. Bhiwani , Bhiwani , Haryana PIN 127201
Bhiwani, Loharu, Haryana
Contact
+9116645037303MICR Code Structure
127
City
028
Bank
201
Branch
City code 127 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 201 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Bhiwani
Other banks in Bhiwani, Haryana
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0002488) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 127028201 is in the middle, and your account number is on the right.