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Bank of Baroda Branch (BOB)

Branch · Kancheepuram, Haryana

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132012105

132012105 is the MICR code for the Branch branch of Bank of Baroda, located in Kancheepuram, Haryana. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BARB0MPCKAR.

Bank

Bank of Baroda

Branch & Address

Branch

Sco 8 Sec 14 Urban Estate Maharana Pratap Chowk Meerut Road Karnal Haryana 132001

Kancheepuram, Karnal, Haryana

Codes for this Branch

MICR (cheques)

132012105

IFSC (online transfers)

BARB0MPCKAR

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MICR Code Structure

132

City

012

Bank

105

Branch

City code 132 identifies the RBI clearing centre, bank code 012 identifies Bank of Baroda, and branch code 105 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Bank of Baroda (BOB) branches near Kancheepuram

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BARB0MPCKAR) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 132012105 is in the middle, and your account number is on the right.

View full branch details for IFSC BARB0MPCKAR