Punjab & Sind Bank Panipat Guru Nanak Public School
Panipat Guru Nanak Public School · Panipat, Haryana
132023003 is the MICR code for the Panipat Guru Nanak Public School branch of Punjab & Sind Bank, located in Panipat, Haryana. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PSIB0000787.
Bank
Punjab & Sind Bank
Branch & Address
Panipat Guru Nanak Public School
Guru Nanak Public School Sanauli Road Panipat Haryana 132104
Panipat, Panipat, Haryana
Contact
+911802639263MICR Code Structure
132
City
023
Bank
003
Branch
City code 132 identifies the RBI clearing centre, bank code 023 identifies Punjab & Sind Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Punjab & Sind Bank branches near Panipat
Other banks in Panipat, Haryana
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PSIB0000787) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 132023003 is in the middle, and your account number is on the right.