Bank of India Roop Nagar (BOI)
Roop Nagar · Roop Nagar Pb, Punjab
140013302 is the MICR code for the Roop Nagar branch of Bank of India, located in Roop Nagar Pb, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0006570.
Bank
Bank of India
Branch & Address
Roop Nagar
Sco 22 Bela Road Roopnagar Punjabroop Nagar Dist Roop Nagar
Roop Nagar Pb, Roop Nagar Pb, Punjab
Contact
+911881228714MICR Code Structure
140
City
013
Bank
302
Branch
City code 140 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 302 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Roop Nagar Pb
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0006570) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 140013302 is in the middle, and your account number is on the right.