Ropar Central Co-operative Bank Ropar Central Co-operative Bank IMPS
Ropar Central Co-operative Bank IMPS · Mumbai, Maharashtra
140359002 is the MICR code for the Ropar Central Co-operative Bank IMPS branch of Ropar Central Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0SRCB01.
Bank
Ropar Central Co-operative Bank
Branch & Address
Ropar Central Co-operative Bank IMPS
Ground Floor Near Dav School, Railon Road, Pull Bazar Ropar - 140001
Mumbai, Ropar, Maharashtra
MICR Code Structure
140
City
359
Bank
002
Branch
City code 140 identifies the RBI clearing centre, bank code 359 identifies Ropar Central Co-operative Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Ropar Central Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0SRCB01) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 140359002 is in the middle, and your account number is on the right.