AU Small Finance Bank Zirakpur
Zirakpur · Sahibzada Ajit Singh Nagar, Punjab
140765002 is the MICR code for the Zirakpur branch of AU Small Finance Bank, located in Sahibzada Ajit Singh Nagar, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0004223.
Bank
AU Small Finance Bank
Branch & Address
Zirakpur
Ground Flr, Sco no - 08, Hollywood Plaza, Vip Road Bishanpura, Zirakpur, Punjab-140603
Sahibzada Ajit Singh Nagar, Dera Bassi, Punjab
Contact
+919773380617MICR Code Structure
140
City
765
Bank
002
Branch
City code 140 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Sahibzada Ajit Singh Nagar
Other banks in Sahibzada Ajit Singh Nagar, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0004223) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 140765002 is in the middle, and your account number is on the right.