AU Small Finance Bank New Chandigarh Mullanpur
New Chandigarh Mullanpur · Mohali, Punjab
140765005 is the MICR code for the New Chandigarh Mullanpur branch of AU Small Finance Bank, located in Mohali, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0002860.
Bank
AU Small Finance Bank
Branch & Address
New Chandigarh Mullanpur
Ground Floor, Showroom no 1456 Village Mullanpur, Opp to ICICI Bank, Garibdass, Kharar, Mohali, Punjab 140901
Mohali, Kharar, Punjab
MICR Code Structure
140
City
765
Bank
005
Branch
City code 140 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Mohali
Other banks in Mohali, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0002860) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 140765005 is in the middle, and your account number is on the right.