Catholic Syrian Bank Ludhiana Ii
Ludhiana Ii · Ludhiana, Punjab
141047003 is the MICR code for the Ludhiana Ii branch of Catholic Syrian Bank, located in Ludhiana, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CSBK0000729.
Bank
Catholic Syrian Bank
Branch & Address
Ludhiana Ii
Ground Floor Sco 5, Feroz Gandhi Market, Ludhiana 141001
Ludhiana, Ludhiana Ii, Punjab
Contact
+919072601729MICR Code Structure
141
City
047
Bank
003
Branch
City code 141 identifies the RBI clearing centre, bank code 047 identifies Catholic Syrian Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Catholic Syrian Bank branches near Ludhiana
Other banks in Ludhiana, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CSBK0000729) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 141047003 is in the middle, and your account number is on the right.