ICICI Bank Ludhiana Focal Point Metro Rd
Ludhiana Focal Point Metro Rd · Ludhiana, Punjab
141229043 is the MICR code for the Ludhiana Focal Point Metro Rd branch of ICICI Bank, located in Ludhiana, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ICIC0005643.
Bank
ICICI Bank
Branch & Address
Ludhiana Focal Point Metro Rd
ICICI Bank Ltd, B Xxx 1854 5, Plot no 23b, Focal Point, Dist Ludhiana, Punjab 141010
Ludhiana, Ludhiana, Punjab
MICR Code Structure
141
City
229
Bank
043
Branch
City code 141 identifies the RBI clearing centre, bank code 229 identifies ICICI Bank, and branch code 043 identifies this specific branch.
Online Payment Methods Supported
Other ICICI Bank branches near Ludhiana
Other banks in Ludhiana, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ICIC0005643) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 141229043 is in the middle, and your account number is on the right.