Indusind Bank Kithclu Nagar
Kithclu Nagar · Ludhiana, Punjab
141234008 is the MICR code for the Kithclu Nagar branch of Indusind Bank, located in Ludhiana, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code INDB0001505.
Bank
Indusind Bank
Branch & Address
Kithclu Nagar
Ground and First Floor Service Industry Shop no 11 Kithclu Nagar Ludhiana 141001
Ludhiana, Ludhiana, Punjab
Contact
+911612309880MICR Code Structure
141
City
234
Bank
008
Branch
City code 141 identifies the RBI clearing centre, bank code 234 identifies Indusind Bank, and branch code 008 identifies this specific branch.
Online Payment Methods Supported
Other Indusind Bank branches near Ludhiana
Other banks in Ludhiana, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (INDB0001505) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 141234008 is in the middle, and your account number is on the right.