AU Small Finance Bank Sector Thirty Two, Ludhiana
Sector Thirty Two, Ludhiana · Ludhiana, Punjab
141765003 is the MICR code for the Sector Thirty Two, Ludhiana branch of AU Small Finance Bank, located in Ludhiana, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0002575.
Bank
AU Small Finance Bank
Branch & Address
Sector Thirty Two, Ludhiana
Sco 38, Ground Floor, Sector 32a, Chandigarh Road, Ludhiana - 141010
Ludhiana, Ludhiana, Punjab
Contact
+919872304550MICR Code Structure
141
City
765
Bank
003
Branch
City code 141 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Ludhiana
Other banks in Ludhiana, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0002575) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 141765003 is in the middle, and your account number is on the right.