Kotak Mahindra Bank Gadriwala Zira
Gadriwala Zira · Firozpur, Punjab
142485004 is the MICR code for the Gadriwala Zira branch of Kotak Mahindra Bank, located in Firozpur, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KKBK0004144.
Bank
Kotak Mahindra Bank
Branch & Address
Gadriwala Zira
Kotak Mahindra Bank Ltd, New Talwandi Road, Near Bus Stand, Tehsil Zira, Dist Ferozepur, Gadriwala-142047, Punjab
Firozpur, Gadriwala, Punjab
Contact
+9118004100MICR Code Structure
142
City
485
Bank
004
Branch
City code 142 identifies the RBI clearing centre, bank code 485 identifies Kotak Mahindra Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Kotak Mahindra Bank branches near Firozpur
Other banks in Firozpur, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KKBK0004144) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 142485004 is in the middle, and your account number is on the right.