Capital Small Finance Bank Nihal Singh Wala
Nihal Singh Wala · Moga, Punjab
142545004 is the MICR code for the Nihal Singh Wala branch of Capital Small Finance Bank, located in Moga, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CLBL0000186.
Bank
Capital Small Finance Bank
Branch & Address
Nihal Singh Wala
Barnala Road, Near Raunta Chakki, Opp. Petrol Pump
Moga, Nihal Singh Wala, Punjab
Contact
+919115402393MICR Code Structure
142
City
545
Bank
004
Branch
City code 142 identifies the RBI clearing centre, bank code 545 identifies Capital Small Finance Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Capital Small Finance Bank branches near Moga
Other banks in Moga, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CLBL0000186) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 142545004 is in the middle, and your account number is on the right.