Indian Bank Ghuman
Ghuman · Gurdaspur, Punjab
143019254 is the MICR code for the Ghuman branch of Indian Bank, located in Gurdaspur, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000G563.
Bank
Indian Bank
Branch & Address
Ghuman
Main Bazaar Vill Ghoman Teh Batala Po Ghoman PIN 143514
Gurdaspur, Teh Batala, Punjab
Contact
+919997713890MICR Code Structure
143
City
019
Bank
254
Branch
City code 143 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 254 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Gurdaspur
Other banks in Gurdaspur, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000G563) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 143019254 is in the middle, and your account number is on the right.