IDBI Jaito Sarja
Jaito Sarja · Gurdaspur, Punjab
143259253 is the MICR code for the Jaito Sarja branch of IDBI, located in Gurdaspur, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0001690.
Bank
IDBI
Branch & Address
Jaito Sarja
Village Jaito Sarja, Royal Institute of Nursing Tehsil.batala Distt.gurdaspur Punjab 143505
Gurdaspur, Batala, Punjab
Contact
+918568835994MICR Code Structure
143
City
259
Bank
253
Branch
City code 143 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 253 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Gurdaspur
Other banks in Gurdaspur, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0001690) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 143259253 is in the middle, and your account number is on the right.