Kotak Mahindra Bank Dera Baba Nanak Branch
Dera Baba Nanak Branch · Gurdaspur, Punjab
143485206 is the MICR code for the Dera Baba Nanak Branch branch of Kotak Mahindra Bank, located in Gurdaspur, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KKBK0004114.
Bank
Kotak Mahindra Bank
Branch & Address
Dera Baba Nanak Branch
Grd Flr Khasra no 386 Khewat 262 Khatauni 573 Batala Rd Pokhoke Dera Baba Nanak Dist Gurdaspur Punjab 143604
Gurdaspur, Pokhoke Dera Baba Nanak, Punjab
Contact
+9118004100MICR Code Structure
143
City
485
Bank
206
Branch
City code 143 identifies the RBI clearing centre, bank code 485 identifies Kotak Mahindra Bank, and branch code 206 identifies this specific branch.
Online Payment Methods Supported
Other Kotak Mahindra Bank branches near Gurdaspur
Other banks in Gurdaspur, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KKBK0004114) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 143485206 is in the middle, and your account number is on the right.