Punjab National Bank Kamahi Devi (PNB)
Kamahi Devi · Distt Hoshiarpur (punjab), Punjab
144024706 is the MICR code for the Kamahi Devi branch of Punjab National Bank, located in Distt Hoshiarpur (punjab), Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0343000.
Bank
Punjab National Bank
Branch & Address
Kamahi Devi
Vpo Kamahi Devi
Distt Hoshiarpur (punjab), Kamahi Devi, Distt Hoshiarpur, Punjab
Codes for this Branch
MICR (cheques)
144024706
IFSC (online transfers)
PUNB0343000
SWIFT / BIC
PUNBINBBMMY
MICR Code Structure
144
City
024
Bank
706
Branch
City code 144 identifies the RBI clearing centre, bank code 024 identifies Punjab National Bank, and branch code 706 identifies this specific branch.
Online Payment Methods Supported
Other Punjab National Bank (PNB) branches near Distt Hoshiarpur (punjab)
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0343000) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 144024706 is in the middle, and your account number is on the right.