HDFC Bank Sri Anandpur Sahib Road Garhshankar
Sri Anandpur Sahib Road Garhshankar · Hoshiarpur, Punjab
144240653 is the MICR code for the Sri Anandpur Sahib Road Garhshankar branch of HDFC Bank, located in Hoshiarpur, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0005174.
Bank
HDFC Bank
Branch & Address
Sri Anandpur Sahib Road Garhshankar
Upper Grd Floor Ward no 11 Anandpur Sahib Road Garhshankar Garhshankar Punjab 144527
Hoshiarpur, Garhshankar, Punjab
Contact
+9118002026161Codes for this Branch
MICR (cheques)
144240653
IFSC (online transfers)
HDFC0005174
SWIFT / BIC
HDFCINBB
MICR Code Structure
144
City
240
Bank
653
Branch
City code 144 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 653 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Hoshiarpur
Other banks in Hoshiarpur, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0005174) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 144240653 is in the middle, and your account number is on the right.