Kotak Mahindra Bank Nawanshahar
Nawanshahar · Nawanshahr, Punjab
144485302 is the MICR code for the Nawanshahar branch of Kotak Mahindra Bank, located in Nawanshahr, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KKBK0004077.
Bank
Kotak Mahindra Bank
Branch & Address
Nawanshahar
No 105 324 and Khata no 125 170 Gujapur Kalan Nawanshahar Shahid Bahagath Singh Nagar 144514
Nawanshahr, Nawanshahr, Punjab
Contact
+9118004100MICR Code Structure
144
City
485
Bank
302
Branch
City code 144 identifies the RBI clearing centre, bank code 485 identifies Kotak Mahindra Bank, and branch code 302 identifies this specific branch.
Online Payment Methods Supported
Other Kotak Mahindra Bank branches near Nawanshahr
Other banks in Nawanshahr, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KKBK0004077) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 144485302 is in the middle, and your account number is on the right.