Capital Small Finance Bank Chak Hakim
Chak Hakim · Kapurthala, Punjab
144545203 is the MICR code for the Chak Hakim branch of Capital Small Finance Bank, located in Kapurthala, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CLBL0000080.
Bank
Capital Small Finance Bank
Branch & Address
Chak Hakim
Vpo Chak Hakim, Tehsil Phagwara, District Kapurthala, Pincode-144401
Kapurthala, Chak Hakim, Punjab
Contact
+911824220604MICR Code Structure
144
City
545
Bank
203
Branch
City code 144 identifies the RBI clearing centre, bank code 545 identifies Capital Small Finance Bank, and branch code 203 identifies this specific branch.
Online Payment Methods Supported
Other Capital Small Finance Bank branches near Kapurthala
Other banks in Kapurthala, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CLBL0000080) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 144545203 is in the middle, and your account number is on the right.