Capital Small Finance Bank Banga
Banga · Nawanshahr, Punjab
144545352 is the MICR code for the Banga branch of Capital Small Finance Bank, located in Nawanshahr, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CLBL0000060.
Bank
Capital Small Finance Bank
Branch & Address
Banga
Nawanshahr Road, Banga-144505
Nawanshahr, Banga, Punjab
Contact
+911823500101MICR Code Structure
144
City
545
Bank
352
Branch
City code 144 identifies the RBI clearing centre, bank code 545 identifies Capital Small Finance Bank, and branch code 352 identifies this specific branch.
Online Payment Methods Supported
Other Capital Small Finance Bank branches near Nawanshahr
Other banks in Nawanshahr, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CLBL0000060) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 144545352 is in the middle, and your account number is on the right.