Equitas Small Finance Bank Grupar
Grupar · Shaheedbhagatsinghnagar, Punjab
144756002 is the MICR code for the Grupar branch of Equitas Small Finance Bank, located in Shaheedbhagatsinghnagar, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ESFB0015003.
Bank
Equitas Small Finance Bank
Branch & Address
Grupar
Opposite Gagan Palace, Village Garupar, Nawanshahr -144417
Shaheedbhagatsinghnagar, Shaheed Bhagat Singh Nagar, Punjab
Contact
+914430898017MICR Code Structure
144
City
756
Bank
002
Branch
City code 144 identifies the RBI clearing centre, bank code 756 identifies Equitas Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Equitas Small Finance Bank branches near Shaheedbhagatsinghnagar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ESFB0015003) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 144756002 is in the middle, and your account number is on the right.