AU Small Finance Bank Jalandhar Road Kapurthala
Jalandhar Road Kapurthala · Autaa, Punjab
144765005 is the MICR code for the Jalandhar Road Kapurthala branch of AU Small Finance Bank, located in Autaa, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0002723.
Bank
AU Small Finance Bank
Branch & Address
Jalandhar Road Kapurthala
Ground Floor, Jalandhar Road, Opposite Dhian Singh Petrol Pump, Near Bus Stand, Kapurthala, Punjab -144602
Autaa, Kapurthala, Punjab
Contact
+917073450054MICR Code Structure
144
City
765
Bank
005
Branch
City code 144 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Autaa
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0002723) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 144765005 is in the middle, and your account number is on the right.