AU Small Finance Bank Nakodar
Nakodar · Nakodar, Punjab
144765402 is the MICR code for the Nakodar branch of AU Small Finance Bank, located in Nakodar, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0002394.
Bank
AU Small Finance Bank
Branch & Address
Nakodar
Khasra No.620/ 0-11 , Nurmahal Road, Nakodar-1, H.bno.31
Nakodar, Nakodar, Punjab
Contact
+91183225200MICR Code Structure
144
City
765
Bank
402
Branch
City code 144 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 402 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Nakodar
Other banks in Nakodar, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0002394) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 144765402 is in the middle, and your account number is on the right.