Punjab Gramin Bank Punjab Gramin Bank IMPS (PNB)
Punjab Gramin Bank IMPS · Mumbai, Maharashtra
144809252 is the MICR code for the Punjab Gramin Bank IMPS branch of Punjab Gramin Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0PGB003.
Bank
Punjab Gramin Bank
Branch & Address
Punjab Gramin Bank IMPS
NEFT Centralized Processing Centre for Punjab Gramin Bank, Jalandhar Roadkapurthalapin 144601
Mumbai, Kapurthala, Maharashtra
MICR Code Structure
144
City
809
Bank
252
Branch
City code 144 identifies the RBI clearing centre, bank code 809 identifies Punjab Gramin Bank, and branch code 252 identifies this specific branch.
Online Payment Methods Supported
Other Punjab Gramin Bank (PNB) branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0PGB003) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 144809252 is in the middle, and your account number is on the right.