State Bank of India Thara Uprala (SBI)
Thara Uprala · Gurdaspur, Punjab
145002031 is the MICR code for the Thara Uprala branch of State Bank of India, located in Gurdaspur, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0050314.
Bank
State Bank of India
Branch & Address
Thara Uprala
Po Dhar Kalantehpathankot
Gurdaspur, Thara Uprala, Punjab
Contact
251348MICR Code Structure
145
City
002
Bank
031
Branch
City code 145 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 031 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Gurdaspur
Other banks in Gurdaspur, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0050314) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 145002031 is in the middle, and your account number is on the right.