Citizens Urban Co-operative Bank Citizens Urban Coop Bank Hoshiarpur
Citizens Urban Coop Bank Hoshiarpur · Hoshiarpur, Punjab
146297002 is the MICR code for the Citizens Urban Coop Bank Hoshiarpur branch of Citizens Urban Co-operative Bank, located in Hoshiarpur, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code YESB0CB0012.
Bank
Citizens Urban Co-operative Bank
Branch & Address
Citizens Urban Coop Bank Hoshiarpur
Sutheri Road, Hoshiarpur - 146001
Hoshiarpur, Hoshiarpur, Punjab
Contact
+911815031576MICR Code Structure
146
City
297
Bank
002
Branch
City code 146 identifies the RBI clearing centre, bank code 297 identifies Citizens Urban Co-operative Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Citizens Urban Co-operative Bank branches near Hoshiarpur
Other banks in Hoshiarpur, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (YESB0CB0012) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 146297002 is in the middle, and your account number is on the right.