Jana Small Finance Bank Bhawanigadh
Bhawanigadh · Patiala, Punjab
148788002 is the MICR code for the Bhawanigadh branch of Jana Small Finance Bank, located in Patiala, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JSFB0004956.
Bank
Jana Small Finance Bank
Branch & Address
Bhawanigadh
Jana Small Finance Bank Ltd, Bishan Nagar, Opp Radhe Krishan Mandir, Patiala Road, Bhawanigarh, Punjab 148026
Patiala, Patiala, Punjab
Contact
+919729797075MICR Code Structure
148
City
788
Bank
002
Branch
City code 148 identifies the RBI clearing centre, bank code 788 identifies Jana Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Jana Small Finance Bank branches near Patiala
Other banks in Patiala, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JSFB0004956) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 148788002 is in the middle, and your account number is on the right.