State Bank of India Ralla (SBI)
Ralla · Htn, Punjab
151002454 is the MICR code for the Ralla branch of State Bank of India, located in Htn, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0050457.
MICR Code Structure
151
City
002
Bank
454
Branch
City code 151 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 454 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Htn
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0050457) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 151002454 is in the middle, and your account number is on the right.