Punjab & Sind Bank Ganga
Ganga · Bathinda, Punjab
151023653 is the MICR code for the Ganga branch of Punjab & Sind Bank, located in Bathinda, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PSIB0021177.
Bank
Punjab & Sind Bank
Branch & Address
Ganga
Vpo Ganga the Bathinda Distt Bathinda Punjab 151201
Bathinda, Bathinda, Punjab
Contact
+911642765045MICR Code Structure
151
City
023
Bank
653
Branch
City code 151 identifies the RBI clearing centre, bank code 023 identifies Punjab & Sind Bank, and branch code 653 identifies this specific branch.
Online Payment Methods Supported
Other Punjab & Sind Bank branches near Bathinda
Other banks in Bathinda, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PSIB0021177) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 151023653 is in the middle, and your account number is on the right.