State Bank of India V I P Road Zirakpur (SBI)
V I P Road Zirakpur · Mohali, Punjab
160002083 is the MICR code for the V I P Road Zirakpur branch of State Bank of India, located in Mohali, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0016961.
Bank
State Bank of India
Branch & Address
V I P Road Zirakpur
Scf 5 6, Block B, High Street, V I P Road, Zirakpur, Distt.mohali.punjab 140603
Mohali, Zirakpur, Punjab
Contact
+918558805053MICR Code Structure
160
City
002
Bank
083
Branch
City code 160 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 083 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Mohali
Other banks in Mohali, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0016961) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 160002083 is in the middle, and your account number is on the right.