Indian Bank Mullanpur Garbdas
Mullanpur Garbdas · Sahibzada Ajit Singh Nagar, Punjab
160019047 is the MICR code for the Mullanpur Garbdas branch of Indian Bank, located in Sahibzada Ajit Singh Nagar, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000M762.
Bank
Indian Bank
Branch & Address
Mullanpur Garbdas
Khasra no 15981599 Main Chandigarh Kurali Road Mullanpur Garibdas Mullanpur Garibdas PIN 140901
Sahibzada Ajit Singh Nagar, Mullanpur Garibdas, Punjab
Contact
+917579150186MICR Code Structure
160
City
019
Bank
047
Branch
City code 160 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 047 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Sahibzada Ajit Singh Nagar
Other banks in Sahibzada Ajit Singh Nagar, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000M762) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 160019047 is in the middle, and your account number is on the right.