Citizens Urban Co-operative Bank Citizens Urban Coop Bank Mohali
Citizens Urban Coop Bank Mohali · Rupnagar, Punjab
160297003 is the MICR code for the Citizens Urban Coop Bank Mohali branch of Citizens Urban Co-operative Bank, located in Rupnagar, Punjab. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code YESB0CB0013.
Bank
Citizens Urban Co-operative Bank
Branch & Address
Citizens Urban Coop Bank Mohali
Sco-6 New Sunny Enclave Sec 125 Mohali - 141309
Rupnagar, Sas Nagar, Mohali, Punjab
Contact
+911815031576MICR Code Structure
160
City
297
Bank
003
Branch
City code 160 identifies the RBI clearing centre, bank code 297 identifies Citizens Urban Co-operative Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Citizens Urban Co-operative Bank branches near Rupnagar
Other banks in Rupnagar, Punjab
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (YESB0CB0013) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 160297003 is in the middle, and your account number is on the right.