Haryana State Co-operative Apex Bank Hcs Chandigarh
Hcs Chandigarh · Chandigarh, Haryana
160346014 is the MICR code for the Hcs Chandigarh branch of Haryana State Co-operative Apex Bank, located in Chandigarh, Haryana. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HARC0000014.
Bank
Haryana State Co-operative Apex Bank
Branch & Address
Hcs Chandigarh
Haryana Civil Secretariat, Chandigarh
Chandigarh, Chandigarh, Haryana
Contact
+911722741604MICR Code Structure
160
City
346
Bank
014
Branch
City code 160 identifies the RBI clearing centre, bank code 346 identifies Haryana State Co-operative Apex Bank, and branch code 014 identifies this specific branch.
Online Payment Methods Supported
Other Haryana State Co-operative Apex Bank branches near Chandigarh
Other banks in Chandigarh, Haryana
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HARC0000014) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 160346014 is in the middle, and your account number is on the right.