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Chandigarh State Co-operative Bank Chandigarh State Co-operative Bank IMPS

Chandigarh State Co-operative Bank IMPS · Mumbai, Maharashtra

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160351001

160351001 is the MICR code for the Chandigarh State Co-operative Bank IMPS branch of Chandigarh State Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0CSCB22.

Bank

Chandigarh State Co-operative Bank

Branch & Address

Chandigarh State Co-operative Bank IMPS

Sco 1088-89, Sectore 22-b, Chandigarh

Mumbai, Sector, Maharashtra

Codes for this Branch

MICR (cheques)

160351001

IFSC (online transfers)

UTIB0CSCB22

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MICR Code Structure

160

City

351

Bank

001

Branch

City code 160 identifies the RBI clearing centre, bank code 351 identifies Chandigarh State Co-operative Bank, and branch code 001 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Chandigarh State Co-operative Bank branches near Mumbai

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0CSCB22) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 160351001 is in the middle, and your account number is on the right.

View full branch details for IFSC UTIB0CSCB22