AU Small Finance Bank Sector Fourty Six Chandigarh
Sector Fourty Six Chandigarh · Chandigarh, Chandigarh
160765019 is the MICR code for the Sector Fourty Six Chandigarh branch of AU Small Finance Bank, located in Chandigarh, Chandigarh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0002858.
Bank
AU Small Finance Bank
Branch & Address
Sector Fourty Six Chandigarh
Basement and Ground Floor, Sco 77, Sco 46 C, Chandigarh 160047
Chandigarh, Chandigarh, Chandigarh
MICR Code Structure
160
City
765
Bank
019
Branch
City code 160 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 019 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Chandigarh
Other banks in Chandigarh, Chandigarh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0002858) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 160765019 is in the middle, and your account number is on the right.