Himachal Pradesh State Co-operative Bank Rampur Bus Stand
Rampur Bus Stand · Shimla, Himachal Pradesh
172311012 is the MICR code for the Rampur Bus Stand branch of Himachal Pradesh State Co-operative Bank, located in Shimla, Himachal Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HPSC0000472.
Bank
Himachal Pradesh State Co-operative Bank
Branch & Address
Rampur Bus Stand
Rampur Bus Stand Chuhabag Po Khaneri Rampur Bushahar
Shimla, Shimla, Himachal Pradesh
Contact
+911782234034MICR Code Structure
172
City
311
Bank
012
Branch
City code 172 identifies the RBI clearing centre, bank code 311 identifies Himachal Pradesh State Co-operative Bank, and branch code 012 identifies this specific branch.
Online Payment Methods Supported
Other Himachal Pradesh State Co-operative Bank branches near Shimla
Other banks in Shimla, Himachal Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HPSC0000472) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 172311012 is in the middle, and your account number is on the right.