Punjab National Bank Una-himanchal Pradesh (PNB)
Una-himanchal Pradesh · Una, Himachal Pradesh
174024127 is the MICR code for the Una-himanchal Pradesh branch of Punjab National Bank, located in Una, Himachal Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0060810.
Bank
Punjab National Bank
Branch & Address
Una-himanchal Pradesh
Nangal Road Una 174303
Una, Una, Himachal Pradesh
Contact
+911975223265MICR Code Structure
174
City
024
Bank
127
Branch
City code 174 identifies the RBI clearing centre, bank code 024 identifies Punjab National Bank, and branch code 127 identifies this specific branch.
Online Payment Methods Supported
Other Punjab National Bank (PNB) branches near Una
Other banks in Una, Himachal Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0060810) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 174024127 is in the middle, and your account number is on the right.