Himachal Pradesh State Co-operative Bank Namhol
Namhol · Bilaspur, Himachal Pradesh
174311066 is the MICR code for the Namhol branch of Himachal Pradesh State Co-operative Bank, located in Bilaspur, Himachal Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HPSC0000116.
Bank
Himachal Pradesh State Co-operative Bank
Branch & Address
Namhol
Namhol, Pin-
Bilaspur, Namhol, Himachal Pradesh
Contact
+911978240056MICR Code Structure
174
City
311
Bank
066
Branch
City code 174 identifies the RBI clearing centre, bank code 311 identifies Himachal Pradesh State Co-operative Bank, and branch code 066 identifies this specific branch.
Online Payment Methods Supported
Other Himachal Pradesh State Co-operative Bank branches near Bilaspur
Other banks in Bilaspur, Himachal Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HPSC0000116) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 174311066 is in the middle, and your account number is on the right.