Kangra Central Co-operative Bank Ajouli
Ajouli · Una, Himachal Pradesh
174850103 is the MICR code for the Ajouli branch of Kangra Central Co-operative Bank, located in Una, Himachal Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KACE0000114.
Bank
Kangra Central Co-operative Bank
Branch & Address
Ajouli
Tehsil & Distt. Una 174301
Una, Ajouli, Himachal Pradesh
Contact
+911975256526MICR Code Structure
174
City
850
Bank
103
Branch
City code 174 identifies the RBI clearing centre, bank code 850 identifies Kangra Central Co-operative Bank, and branch code 103 identifies this specific branch.
Online Payment Methods Supported
Other Kangra Central Co-operative Bank branches near Una
Other banks in Una, Himachal Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KACE0000114) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 174850103 is in the middle, and your account number is on the right.