Punjab National Bank Naggar Dt. Kullu - (PNB)
Naggar Dt. Kullu - · Naggar Distt Kulu, Himachal Pradesh
175024009 is the MICR code for the Naggar Dt. Kullu - branch of Punjab National Bank, located in Naggar Distt Kulu, Himachal Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0270500.
Bank
Punjab National Bank
Branch & Address
Naggar Dt. Kullu -
Dt Kullu, Himachal Pradesh -175130
Naggar Distt Kulu, Naggar Distt Kulu, Himachal Pradesh
MICR Code Structure
175
City
024
Bank
009
Branch
City code 175 identifies the RBI clearing centre, bank code 024 identifies Punjab National Bank, and branch code 009 identifies this specific branch.
Online Payment Methods Supported
Other Punjab National Bank (PNB) branches near Naggar Distt Kulu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0270500) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 175024009 is in the middle, and your account number is on the right.