UCO Bank Badagran Vihal
Badagran Vihal · Kullu, Himachal Pradesh
175028054 is the MICR code for the Badagran Vihal branch of UCO Bank, located in Kullu, Himachal Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0003377.
Bank
UCO Bank
Branch & Address
Badagran Vihal
Badagran , Kulu , Himachal Pradesh PIN 175129
Kullu, Manali, Himachal Pradesh
Contact
+919418478737MICR Code Structure
175
City
028
Bank
054
Branch
City code 175 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 054 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Kullu
Other banks in Kullu, Himachal Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0003377) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 175028054 is in the middle, and your account number is on the right.