Himachal Pradesh Gramin Bank Himachal Pradesh Gramin Bank IMPS (PNB)
Himachal Pradesh Gramin Bank IMPS · Mumbai, Maharashtra
175828202 is the MICR code for the Himachal Pradesh Gramin Bank IMPS branch of Himachal Pradesh Gramin Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0HPGB04.
Bank
Himachal Pradesh Gramin Bank
Branch & Address
Himachal Pradesh Gramin Bank IMPS
NEFT Centralized Processing Centre for Himachal Gramin Bank, Jawaharnagar Mandi PIN 175001
Mumbai, Mandi, Maharashtra
MICR Code Structure
175
City
828
Bank
202
Branch
City code 175 identifies the RBI clearing centre, bank code 828 identifies Himachal Pradesh Gramin Bank, and branch code 202 identifies this specific branch.
Online Payment Methods Supported
Other Himachal Pradesh Gramin Bank (PNB) branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0HPGB04) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 175828202 is in the middle, and your account number is on the right.